OCTO by CIMB Singapore9.3.0 - App Store

OCTO by CIMB Singapore is the all-in-one banking app designed to make everyday banking simpler, faster and more secure. From payments and transfers to savings, financing, investments and card management, everything you need is right at your fingertips.

Bank simply and securely
Access your accounts with biometric login and Digital Token for seamless and secure banking. View your balances and transactions at a glance, personalise your accounts, and enjoy quick access to frequently used services such as PayNow, Scan & Pay and Singapore-to-Malaysia transfers. Manage your access easily with self-service tools. Use Singpass or your ATM/Credit Card and PIN to register, reset your password or unlock your account securely. For added peace of mind, lock your money instantly to protect your savings from scams and unauthorised access. OCTO also comes with enhanced fraud surveillance measures to help safeguard your transactions

Pay and transfer with ease
Send money anytime, anywhere with PayNow to friends, family and businesses. Scan and pay instantly at over 40,000 NETS QR acceptance points across Singapore. Enjoy seamless Singapore-to-Malaysia transfers with competitive exchange rates, send money overseas, and link your CIMB Malaysia or CIMB Niaga accounts for convenient 24/7 access and transfers.

Grow and manage your wealth
Skip the branch queue and manage your finances from the comfort of home. Open and place SGD Fixed Deposits instantly, make early withdrawals when needed, or grow your portfolio with Foreign Currency Fixed Deposits. Explore investment opportunities through a wide selection of Unit Trust funds with clear and transparent information. Open an account, buy and sell funds directly from your mobile device. Diversify your portfolio further with the ability to buy and sell gold conveniently through the app, giving you more ways to build and preserve wealth.

Instant financing at your fingertips
Get access to funds when you need them with a range of financing solutions available directly on OCTO. Apply for CashLite and receive funds quickly to your CIMB account or PayNow-linked bank account. Transfer outstanding balances with Balance Transfer solutions, or convert eligible credit card purchases into affordable monthly repayments with Credit Card Instalment Plans. Everything is designed to give you greater flexibility and control over your finances.

Take control of your cards
Manage your credit cards with greater convenience. View balances instantly after payments, track purchases, access your card expiry date and CVV for online shopping, and lock or unlock your card whenever you need.

Experience better banking, made simple with OCTO by CIMB Singapore today.

Version History Enjoy a smoother and simpler banking experience with our latest enhancements.

1. Enhanced loan information at a glance: We've made repayment dates and pending amounts clearer across all your loan products, helping you stay on top of your repayments.

2. Refreshed Digital Preferred Membership Card. 9.3.0 Sep 25 Welcome to a new chapter. We've made exciting updates to help make banking simpler, faster and more secure. CIMB Clicks is now OCTO by CIMB SG, with a refreshed look and experience designed to make banking smarter, more intuitive and seamless. If auto-updates are enabled on your device, the app will update automatically. No action is required from you.

1. Invest in Gold Instantly - Open a Gold Account in minutes and buy or sell gold from as little as 0.01 troy ounce. Track live gold prices, monitor historical performance trends, and view your holdings and transaction history directly in the app.

2. More Financing Choices - Enjoy greater financial flexibility with Credit Card Balance Conversion or Balance Transfer. Convert your Credit Card Balance into affordable monthly instalments or access short-term financing at attractive rates. We've also enhanced the experience with clearer visibility of outstanding balances, upcoming payments and due dates.

3. We've also made ongoing enhancements to app performance, usability and security to deliver a smoother banking experience.

Better banking, made simple. 9.2.1 Aug 22 Welcome to a new chapter. We've made exciting updates to help make banking simpler, faster and more secure. CIMB Clicks is now OCTO by CIMB SG, with a refreshed look and experience designed to make banking smarter, more intuitive and seamless. If auto-updates are enabled on your device, the app will update automatically. No action is required from you.

1. Invest in Gold Instantly - Open a Gold Account in minutes and buy or sell gold from as little as 0.01 troy ounce. Track live gold prices, monitor historical performance trends, and view your holdings and transaction history directly in the app.

2. More Financing Choices - Enjoy greater financial flexibility with Credit Card Balance Conversion or Balance Transfer. Convert your Credit Card Balance into affordable monthly instalments or access short-term financing at attractive rates. We've also enhanced the experience with clearer visibility of outstanding balances, upcoming payments and due dates.

3. We've also made ongoing enhancements to app performance, usability and security to deliver a smoother banking experience.

Better banking, made simple. 9.2.0 Jul 28 We’ve made updates to enhance your banking experience and improve security.

1. PayNow nicknames have been removed to better protect you against impersonation scams. Selected letters of the retail payee’s registered name will now be displayed to help you verify recipients before making payments.

2. You can now authorise your eGIRO setup directly in the CIMB Mobile App when you set it up on a biller’s website. 9.1.2 Jun 19 We’ve made updates to enhance your banking experience and improve security.

1. PayNow nicknames have been removed to better protect you against impersonation scams. Selected letters of the retail payee’s registered name will now be displayed to help you verify recipients before making payments.

2. You can now authorise your eGIRO setup directly in the CIMB Mobile App when you set it up on a biller’s website. 9.1.1 Jun 12 We’ve made updates to enhance your banking experience and improve security.

1. PayNow nicknames have been removed to better protect you against impersonation scams. Selected letters of the retail payee’s registered name will now be displayed to help you verify recipients before making payments.

2. You can now authorise your eGIRO setup directly in the CIMB Mobile App when you set it up on a biller’s website. 9.1.0 Jun 5 We’ve made some exciting updates to serve you better and make banking simpler, faster, and more secure.

1. New 24-Hour Protection Hold for Added Security: To strengthen protection against scams, related digital banking transactions will now be reviewed if your total outgoing transactions in the last 24 hours exceed 50% of your account balance. The triggering transaction and any subsequent ones may be held for up to 24 hours or rejected. This gives you valuable time to spot any suspicious activity and act quickly in the CIMB Mobile App.

2. Phase-out of SMS OTP for Login (Digital Token Users): If you already use Digital Token, SMS OTP for login on devices where the app is installed but the token isn’t set up will be phased out. For a smoother and more secure login, please enable Digital Token on your current device.

Thanks to your feedback, we have also fixed a couple of issues and made some performance updates. 9.0.0 Mar 27 We've made some exciting update to serve you better and make banking simpler and faster. What's new?

1. Better Card Controls: View expiry date and CVV instantly for ecommerce payments. Take full control of your credit card security by locking or unlocking it instantly. Prevent unauthorized transactions when your card is locked and enable it only when you’re ready to make purchases.

2. Simple Payment: You can soon scan NETS QR from our Mobile App at hawkers and supported merchants with SGQR labels. So easy and even quicker than cash.

3. Personalised Payment Requests: Upload your own image when generating and sharing a PayNow QR Code - perfect for users who want to add a personal touch or for home-based entrepreneurs who want to customize payment request receipts.

Thanks to your feedback, we have also fixed a couple of issues and made some performance updates. 8.4.0 11/22/2025 We've made some exciting updates to serve you better and make banking simpler and faster. What's new?

1. Secure and Seamless Authentication: Easily verify your CIMB Online Banking login or transactions on our Mobile App even if you didn’t receive a push notification by tapping on Digital Token to approve.

2. Setup Made Clearer: Check if you're in the 12-hour cooling period when setting up your Digital Token. We’ll notify you once setup is successful and remind you when it’s ready to use.

3. Simpler Card Payments: You can soon add your CIMB Credit Cards to Apple Pay directly from our Mobile App. Apple Pay is an easy, secure and private way to pay with your Apple devices.

4. Better Transaction Alerts: Receive push notifications to remind you of upcoming Personal Loan due date so you always stay in the know.

Thanks to your feedback, we’ve also made performance improvements for a smoother experience. 8.3.0 09/30/2025 We've made some exciting updates to serve you better and make banking simpler and faster. Here's what's new:

1. Faster Credit Card Updates: View your credit card balance instantly after each payment, see foreign currency spends with SGD conversion, and track recent card purchases that are still being processed.

2. Simpler Self-Service - If you have a Foreign Identification Number (FIN) registered with CIMB, you can now use Singpass or Card + PIN to sign up, reset your password or unlock your Clicks account.

3. Smarter Fixed Deposit Management - Manage your Foreign Currency Fixed Deposit maturity instructions anytime, right from the app.

4. Better Transaction Alerts: Receive push notifications for your Unit Trust transactions, so you always stay in the know. 8.2.0 08/02/2025 Even better than ever to make banking simpler and more secure.

1. Foreign Currency Fixed Deposit: Open and manage Foreign Currency Fixed Deposit (USD|GBP|AUD). Instantly lock in attractive rates anytime, anywhere.

2. Founders Card: Enjoy interest-free spending and smarter cash flow. Easily organize your working capital into categories to better manage your finances.

3. Money Lock: Lock your balances or fixed deposits to keep your money safe against scam and unauthorised transfers.

We have also put in more enhanced security features and made some performance improvements. 8.1.0 06/13/2025 We're making banking even easier for you:
1. Send Money Overseas securely and hassle-free: Seamlessly transfer S$ or other foreign currencies to international bank accounts with a few taps.
2. Schedule & Manage Transfers: Plan ahead by setting up future-dated transfers and payments. You can now schedule it or cancel them at your convenience. We will even inform you on that day through push notification.

3. Safe banking tips to educate you when you pay, transfer or make any changes to your details.

Thanks to your feedback , we have also fixed a couple of issues and made some performance improvements. 8.0.0 03/08/2025 Even better than ever to make banking easier and more secure.

1. Unit Trust Account: Open and manage a Unit Trust account easily, enabling you to buy and sell funds directly through your mobile device.

2. Digital CIMB Preferred Card: Access the digital Preferred Card for seamless accessibility and priority treatment at Preferred Centers across ASEAN.

3. Regional Account Linking: Link CIMB Malaysia and Niaga accounts for easy cross-border transfers.

4. Enhanced security measures: Transaction sign mandatory for transfers or payments above $1000 to added favourites, ensuring better security for larger transactions. Enhanced notifications (push and inbox messages across all devices previously used to login) if there's a login to CIMB Clicks on a new device or on selected higher risk transactions.

5. Money lock: View the money that you have protected from scams and unauthorised transfers or withdrawals in account summary. 7.3.0 11/15/2024 We have fixed a couple of issues and made some performance improvements. 7.2.1 09/23/2024 Even better than ever to expand your financial reach with ease.

1. Send money to anyone whether it’s a friend, family or seller in Malaysia (with a CIMB Malaysia Account). Simple, fast, no fees with best rate guaranteed.

2. Pay and transfer limits have been simplified for flexibility and control.

3. Unlock your financial potential with Unit Trust. Access a wide selection of funds with clear and transparent information. Soon, you’ll be able to buy and sell funds directly through Mobile.

With a host of performance improvements running at the background. 7.2.0 08/25/2024 Even better than ever -
1. New anti-scam security feature to safeguard your account. If you have downloaded an app from sources other than an official store or if we have detected potentially unauthorised screen-sharing on your device, a warning message will pop up on the screen. We recommend that you follow the instructions on the screen before continuing to use CIMB app. You do not have to delete CIMB Mobile app.
2. Link your account to receive PayNow transfer via Foreign Identification Number (FIN).
3. Easily identify which account to use for Pay and Transfer. The name you have chosen for your account is now shown when making a Pay or Transfer. 7.1.0 04/25/2024 At CIMB, we constantly improve and add features based on your feedback.

You can now view or download Credit Card eStatements (up to 12 months). Save the trees by going paperless via eStatement setting. You can also send an e-HongBao this Chinese New Year (5 designs to choose from) after making a transfer.

We have fixed a couple of issues and made some performance improvements. 7.0.0 01/29/2024 At CIMB, we constantly improve and add features based on your feedback.

Even better than ever - Ease your cashflow by splitting your large Credit Card purchases into manageable chunks. Select the best repayment options that suit your needs. Now, you can also make your account uniquely yours. Name your saving accounts after your dream, goals or quirks

Enhanced security - SMS OTP used for login cannot be used to set up a Digital Token. We will send a separate OTP to minimize the risk of scammers setting up your digital token via phishing attack. Remember, never share your SMS OTP. 6.5.0 12/04/2023 We have fixed a couple of issues and made some performance improvements. 6.4.1 09/24/2023 At CIMB, we constantly improve and add features based on your feedback.
You can now change your daily Pay & Transfer Limits. Even safer than before with a 3-hour cooling off period when you increase your limits. View or download eStatements for your banking account. Save the trees by going paperless via eStatement setting. Sign up, change your password, or unlock access made simpler for everyone with Credit Card/ ATM and PIN. You can also withdraw SGD Fixed Deposit without coming down to our CIMB Branch. 6.4.0 08/26/2023 We heard your feedback. Even better than ever.

You can now view up to 12 months of transaction history on your accounts and make repeated payments or transfers faster. You can also add or delete your Favourites on Clicks Mobile App. Even more image backgrounds for transactions to keep putting that smile on your recipient’s face. Receive curated insights, the latest offers, and security alerts from us. Sign up, change your password, or unlock access made simpler for Singaporeans and PR with Singpass Face Verification. 6.3.0 06/11/2023 Even better than ever. Inbox and notifications added so that you can receive curated insights, latest offer and security alerts from us.
Now you can also send an e-green packet (Duit raya) this Hari Raya Puasa after making a transfer.

Coming Soon:
Sign up, be reminded of your username or reset your password with SingPass Face Verification. 6.2.1 03/26/2023 Even better than ever. Now you can send an e-hongbao this Chinese New Year or add a fun background for sharing after making a transfer.

What’s in the update?
1. Tap on quick view to access your account summary immediately.
2. Apply for a CIMB CashLite Personal Loan after login and choose to get cash disbursed instantly via transferring to your own CIMB Account, PayNow to NRIC or PayNow to Mobile Number. 6.2.0 01/09/2023 Even better than ever. We have taken in your feedback to add more services to Clicks Mobile App. What's in the update?

1. SMS OTP is auto-filled when you log in or perform any second-factor authentication to make it even more convenient.
2. Card management services for first-time use or overseas travel. You can now manage the dates and the destination countries for added payment security.
4. Emergency services where you can instantly disable lost or stolen card(s) or even stop any access on Clicks and outgoing online transfers if you suspect you have been scammed.
5. Apply for a Deposit Account is now instant when are logged in.
6. Account management services to request an ATM Card replacement and to stop submitted cheque(s) from being processed.
7. Pay via Cashier Order or Demand Draft (SGD and foreign currency).

We have also fixed the issue that was feedback by users on IOS12 and other minor ones. 6.1.0 11/26/2022 We have fixed the issue for users on IOS 12 and made some performance improvements. 6.0.3 10/22/2022